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You purchase select cards through the site and accumulate points. also has a rewards program called G-Money. You just spend and get cash returned to the card within 48 hours. Plus, with Five Back, you don’t have to worry about signing up or creating an account. If you buy the gift card online at the Five Back site, the purchase fee is $5.95.
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If you buy the cards in a retail store, the purchase fee is $4.95.
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And you’ll keep earning cash back until there’s less than 10 cents on the card. So, after you’ve spent $100 or $200 (depending on the face value of the card), you’ve still got $5 or $10 left. If you use the card at participating merchants (everywhere from American Eagle and Banana Republic to Yankee Candle or Outback Steakhouse), you earn 5 percent cash back, which is returned to your card. Visa has launched a gift card that offers cash back bonuses, called Five Back. That way, you decide when and what you want to spend, all the while making sure not to miss out on special promotions that reward you for reloading your card under specific conditions. Tip: Be sure to disable “auto reload” on your loyalty cards. Other loyalty programs that pair gift cards with rewards include California Pizza Kitchen, Dunkin’ Donuts and Panera. For more details on Chase’s current category oferings, see “ Chase launches its cash back category for Q1 2019.”) (Chase Pay was also one of Chase Freedom’s rotating categories for the second quarter of 2018, along with grocery and PayPal purchases. For a $20 spend, he earned 100 Chase points and 300 Starbucks points – which he figures are worth about 2.5 foodie treats at the cafe. Simultaneously, Starbucks offered him 300 extra points to reload his gift card in the store. One strategy for boosting rewards: He combines credit card and gift card bonus offers.įor example, for the first quarter of 2018, one of Chase Freedom’s rotating bonus cash back categories was anything purchased through Chase’s e-wallet, Chase Pay, at five times the cash back. “And since I’ve been participating, I continue to get targeted for more – I’ve come out way ahead.”
#Visa gift card five back free
“Because of promotions, I’m getting free rewards that are good for almost anything in the store,” he says. So, even with five or six jaunts a week, he’s not spending a ton, but Kerr is racking up the points.
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Kerr joined the program about six months ago, and his drink-of-choice is black coffee. Richard Kerr, a senior points and miles correspondent for The Points Guy, is a recent convert to the Starbucks Rewards program and a big fan. Most drinks and food items currently can be redeemed for 125 stars. And those can be redeemed for a number of goodies – such as food, merchandise and (what else?), coffee. When you buy a gift card, load it into the retailer app and use it at the coffee giant, you accumulate 2 stars per dollar spent. One of the best-known examples of pairing gift cards and rewards: Starbucks.